Do you have any idea how difficult it is to get DUI insurance? If you do find an insurance company that will insure you with DUI insurance, it can cost a fortune! Let’s break it down and take a look at what you can do about it.
If you found guilty for DWI, your insurer will likely discover this very quickly. When they do, they will attempt to drop your coverage as quickly as possible. In some states they may cancel your policy before it expires. In others, they must continue to cover you until the termination of the policy. It may be possible to keep the same company, but most of them want to charge about 300% or more for DWI insurance.
Most people that are busted for drunk driving shop around for cheapest policy that they can find. You may want to get as many DUI insurance quotes as you can. Contact your agent, other agents, and online companies that can provide quotes. In our opinion, getting online auto insurance is the best choice since this can be done very quickly and easily, and you won’t be embarrassed as you probably would be by speaking to an agent in person.
If you lose your policy from your current company (very likely), you just need to shop around and find the best deal that you can on DUI auto insurance. Your other choice would be to not drive for a few years, and in some cities this is an option. Bear in mind that your DWI will likely effect the cost of insurance for you for seven years or more, but it does vary by state and provider.
Good luck!